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hello everyone uh this is Dino Iamp;#39;m going to record the two short videos uh discussing the various automobile insurance policy endorsements so whatamp;#39;s an endorsement it this is uh just a change request that you can make through your broker to make a change to your policy for example uh you want to purchase rental car you want to suspend coverage on your vehicle because youamp;#39;re going on vacation you want to save some money you just purchased a brand new car you can actually purchase an endorsement called waiver of depreciation weamp;#39;ll get to all of that theyamp;#39;re pretty interesting and for just for a few dollars you can add a lot a lot of different coverages so let me just share my screen so this is the part one of um the endorsements so the first one weamp;#39;re going to talk about is called the opcf20 there are two types of Rental Car coverages on your policy uh the OPC opcf stands for Ontario policy change form so the 20 itamp;#39;s called the loss