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in the world of insurance itamp;#39;s important to understand the various types of endorsements that are available to policyholders one of the most common endorsements is the additional insured endorsement this endorsement is used to extend coverage to parties other than the named insured under an insurance policy an additional insured endorsement is an endorsement that modifies the terms of an insurance policy to include another party as an additional insured this endorsement can be added to a liability insurance policy or any other type of insurance policy that has a liability component such as property insurance or Workers Compensation Insurance what is the purpose of an additional insured endorsement the purpose of an additional insured endorsement is to protect a third party from liability arising from the actions of the named insured this is particularly important in situations where the named insured is performing work for a client such as a contractor or subcontractor by addin
