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hey whats going on guys calvin russell here ceo and founder of 850 club credit let me move this a little bit because whats the point of buying artwork if you guys cant see it but either way real quick um listen if you guys dont know already transunion is making major changes in their dispute process or dispute response process they are really uh well im just going to make it short and simple theyre really not liking how there are so many dispute letters coming in to be honest with you um this is not necessarily coming from uh them speaking this is actually coming from their actions and which is not a bad thing necessarily because you know a lot of people have tainted uh the credit repair industry uh i myself i hate to even say im a part of the credit repair uh industry we might like to look at ourselves more so as credit improvement or credit you know at least education right but there are some people who dont care what they do and thats essentially whats putting the industry