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all right lets talk lets talk about setting up your budget inside of YNAB for the first time this can be a little daunting and a little overwhelming especially if you have lots of accounts to add okay so Im going to show you some of the most important pieces youve got to pay attention to when you do your setup to keep from having to just restart the good news however is that you can always restart theres a cute little button up here at the top called make a fresh start where you get to start over Okay so um the first thing that youre going to see when you come into your budget is this page here its going to already have its own categories listed in here youre going to have quite a few of them I personally recommend clicking on the major category groups and just hitting delete delete all of them and start fresh if you already have a cash flow plan that youve been working with if you already have a template where youve started thinking about it otherwise its okay to start with