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Nicole Vinson, an attorney at the Merlyn Law Group, specializes in handling denied or delayed property insurance claims nationwide, covering both commercial and residential losses, including bad faith litigation. She emphasizes the importance of promptly filing a claim with your insurance company following a loss, whether catastrophic or minor. Nicole warns that despite paying premiums and having a long-standing relationship with your agent, initial responses from insurance companies may not be favorable. It's crucial to be prepared to effectively present your claim to ensure it is properly addressed.