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[Music] wire transfers are a very common aspect of real estate transactions wires are sent from the clients bank directly to the title companys bank via the federal reserves because of this wire transfers meet the Colorado good fund statute and are considered immediately available upon deposit into the title companys account wires are efficient and safe as long as the bank and account information is accurate most domestic wires are completed within two to four business hours from ordering the sending bank reviews the wire the wire runs through the Office of Foreign Assets Control known as the OFAC and is sent to the Federal Reserve Bank where it receives a Fed ID also known as an ohm ad or Im ad number the Federal Reserve reviews the wires and sends it to the receiving bank finally the receiving bank reviews the incoming wire which runs through the OPEC and funds are deposited into the title companys account all banks have different requirements so your client needs to have a conv