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[Music] hi my name is Rob troutman Im an attorney with the Merlin law group based out of a Red Bank New Jersey office Im lawful licensed to practice in North Carolina and Pennsylvania but like all Merlin attorneys Im available to help you with your claims nationwide I want to talk to you today again about items that should be in your claim file as the public adjuster one thing that we see thats very often overlooked and not included in claims well especially from newark public adjusters is a notice of intent to repair or replace many insurance policies require that an insured he have noticed to the insurance company within 180 days that theyre going to replace or repair their properties and that theyre going to see payment under the replacement cost value portion of the policy if you dont do that and dont provide that notice within 180 days you could potentially waive the right to seek replacement costs and only be able to recover actual cash value which can have a docHub
