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hi everyone im debbie schwartz founder of road to college and the peng for college 101 facebook group let me just set everything up um so that people can come in if they join late and that i can see your chat questions and then were gonna get started okay so um tonight i am going to talk about merit scholarships um just the general uh process uh that colleges go through to um determine and offer merit scholarships and were going to discuss on new or slash updated data that is now available and how to use our college insights tool to find the colleges where your students can get merit scholarships so before we get started actually im going to stream this to facebook if anybody there wants to watch uh i love to always know whos here um whos joining us so tell us where youre where you live what year your student is in high school and kind of have you started this process where are you um have you created a college list with your student have you done research are they filling out t