Easily Insert Currency to the Retirement Plan

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How to Insert Currency to the Retirement Plan

5 out of 5

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all right so number three were gonna start adding some complexity to our model we had some assumptions that were built in earlier that were probably not that realistic so Ive modified our table and were gonna start putting some constants up here at the top so lets start with inflation rate this ones a tough one I mean theres probably gonna be some inflation over time though inflation the rate tends to the rate has tended to get smaller over time rather than larger you know youre just gonna have to guess what a realistic one is for you right now inflation in the United States is barely over 1% per year Im gonna just put in 2% you know I cant predict the future nobody else can either but I think you need to have something that looks like a realistic inflation rate baked into your model because again when you give that three point something million dollars in the future its not gonna be worth three point something million dollars is gonna be worth something less than that okay

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Will my bank charge me for paying in euros?

Your bank must charge you the same rate for payments in euro across the EU as it does for equivalent national transactions.

When abroad should you pay in euros or pounds?

When asked, always pay in euros (or the local currency). If you pay in pounds the overseas bank/store will do the conversion, and their rates tend to be awful. How do you spend on card abroad? Pay in euros is far safer as your bank will do the exchange and that is usually at least as good if not better.

Is it better to use local currency on credit card?

Avoid additional fees and charges Although opting to pay in local currency will save you money on the exchange rate, you are likely to still be charged a fee for using your card abroad. By looking for a credit card that doesnt charge a foreign transaction fee, you can save up to 3% per transaction when abroad.

Is it better to pay foreign currency on credit card?

While there are some situations where it may make sense to use DCCs, its usually better to pay in the local currency especially if you use a credit card that doesnt charge foreign transaction fees.

Should I pay with euro or with credit card?

If you use a US credit card in France, Italy, Spain, or another European country, you may be wondering whether to pay in euros or dollars on an American credit card. The short answer is: Always pay in the local currency (Euros), which allows your bank to set the exchange rate, and it will always be a better option.

Should I pay in local currency or my own?

While there are some situations where it may make sense to use DCCs, its usually better to pay in the local currency especially if you use a credit card that doesnt charge foreign transaction fees.

What currency do you use when paying abroad?

The correct answer is always to choose the local currency of the country you are in so euros if youre in the Eurozone, dollars in the U.S. and so on.

Is it best to pay in euros or pounds on credit card?

The rate used by your card provider when paying in local currency will in most cases be lower than that of the merchant, or foreign bank, when paying in sterling. Some retailers outside the UK might automatically assume you want to pay in pounds unless you say otherwise, so always double check the amount before paying.

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