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welcome today were going to be talking about whether or not a caregiver has to open up a separate account to deposit personal service contract funds when utilizing that and Medicaid planning strategy and Ill link to another video that discusses what a personal service contract is in more detail its also called a family caregiver agreement but essentially its being able to pay in advance for the care from anybody and it can be a loved one such as a son or a daughter or a sibling or a grant a grandson or grandchild anybody you want its a way of getting money out of someones name into the name of a caregiver in a way that does not trigger the medicaid five-year look-back period okay but so so involves taking a docHub sum of money and transferring it to a caregiver typically in one lump sum although to not necessarily need to be that way and a question I often get from the caregiver is do I have to open up my own separate a separate account within which to deposit this money and
