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In this tutorial, the focus is on whether a caregiver must open a separate account for depositing personal service contract funds in the context of Medicaid planning. A personal service contract, also known as a family caregiver agreement, allows individuals to pay in advance for care from loved ones, such as children or siblings, without triggering the Medicaid five-year look-back period. This involves transferring a sum of money to a caregiver, typically done in one lump sum, although it can be structured differently. The presenter addresses common questions from caregivers, particularly regarding the necessity of opening a separate account for these funds.
