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you guys know by now that im a firm believer that the borrower is slave to the lender because your most powerful wealth building tool is your income and when you havent committed your income in the form of payments to everybody else you can invest it and become wealthy really the average car payment in america today is 503 dollars thats just cray-cray thats nutty if you invest 500 in a decent growth stock mutual fund from age 30 to age 70 youll have over 5 million dollars that one thing will make you worth 5 million isnt that amazing and so ive become known for getting people out of debt and it changes your life it changes your family tree it changes your retirement you retire with dignity you dont have to buy that cookbook 72 ways to prepare alpo and love it but you have to do it on purpose and getting out of debt in order to invest is the shortest way and what is amazing to me is that almost the entire financial industry focuses on one part of the equation and thats the inve