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it may occur at any time once we have the word once we leave the world our family our dependents are still there We wish all with them that our family should stay safe they should be at least Financial is secured so we should plan for the future when we are young but proper financial planning is essential but more important is to have Financial Security it may be required at any time its not you have to wait for older it may be required anytime in case of unfortunate death happens uh having Social Security is essential for the Peace of Mind aios family benefit scheme is just tailored for ophthalmologist today we have with us Professor Rajesh China hes honorary General Secretary of FBS and Dr jignesh tasawala president from MFA capital I think its going to be a great session thank you Dr Rohan Dr Puja for this initiative thank you thank you very much so let us start the session thank you so much sir I would also request the chairman Arc Dr gaurav luthra to say a few words before we s