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When planning for the future of your business, consider the implications of your death on shareholders or partners. Leaving shares or partnerships to family members not involved in the business can create challenges. They may lack the experience or understanding to manage the company effectively, leading to dissatisfaction among existing partners. Additionally, grief and caregiving responsibilities can further complicate their ability to run the business. It's essential to evaluate whether your family would prefer to manage the business or receive a lump sum to replace lost income, ensuring a more favorable outcome for them and the company. This consideration is crucial for a smooth transition.