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have you ever wondered about taking an early out of voluntary early retirement action and what effect that might have on your pension income well stay tuned for this weeks episode of the firs federal fact check and were going to chat about that and much more [Applause] welcome to this weeks episode of the first federal fact check we have a great question from eugene it says first off great content on your site a plethora of information for federal employees that is extremely invaluable for retirement planning well thanks eugene we really appreciate that we put a lot of effort into it and we really hope it goes to your guys federal employees benefits to get good information about your retirement regarding the first supplement in vera does the supplement start at mra or does it start immediately after retirement under vera even if the age is way under 57 assuming 57 is the mra the scenario is as follows if an employee has 25 years of service but only 49 will the first supplement at 49