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hello my name is Faizal Khan I am you know I was going through my presentations and this is a very old presentation on how the cross-border money transfer market works so I thought you know Id run you through it you know certain things may not be valid but if youre trying to learn how the traditional money transfer works across borders and how the funds are settled well this is a good start so in any remitting territory and benefic territory theres the agent Network theres the settlement bank theres a money transfer agent and there is a remitting bank and likewise you know the same applies on the Auris beneficiary and so lets do an example of explanation of a cross-border money transfer and this is a traditional model with prief a basically pre-fund model and how it would work so the traditional model you know works in such a way that a in the traditional model a user walks into an agent Network as you can see depicted over here and you know they either use cash or use some other
