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whats up everybody David Yang here so I want to talk to you guys today about cross collateralization so if you are a real estate investor and you are thinking about using hard money loan or private loan to purchase your next property if you have a current investment property that is free and clear or it has very low debt you might be able to use whats called cross collateralization using that property that you own as collateral to buy the next property now what that does is it allows you to come to closing of very little out of pocket possibly even zero out of pocket if you have enough equity in your current property it also might give you very good terms with the lender since the lender will feel more safe since there is a property that is the collateral for the loan okay if you guys have questions about cross-colateralization go ahead and leave a comment in the section below or hit me up directly please remember to like comment and subscribe thank you and have a great day