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[Music] hey colleagues and friends ladies and gentlemen a very good morning to you for those who dont know me my name is [Music] and i am privileged to serve as partner in the banking and finance practice at the mauritian office of womens i am especially honoured to join asean partner of our mauritian office the partners of our mauritian office the partners of from our johannesburg office and the entire womans family in welcoming you warmly to this full day eleven themed workshop my please and i are delighted to be hosting this event with such distinguished audience consisting of leading financial institutions and conglomerates in mauritius and dare i say the region as well as we look into this fast developing world there is great encouragement to be derived from a remarkable growth of interest in those aspects of finance and which have significance far beyond the limits of mauritian law or mere geographical boundaries we find everywhere the docHub role which banks and financia