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let me start just by saying that the views and the opinions that I will be expressing during my presentation do not necessarily represent the views and the opinions of the authority I work for I was asked to to talk about corporate governance structures from a very interesting perspective which is the cross-border perspective and also in the context of financial stability so what I did mainly was to try to to find a link between corporate governance the main topic of corporate governance and financial stability and the assumption that I would like to start from is exactly that inefficient or ineffective banks corporate governance can end up endangering financial stability this is one of the lesson one of the lessons we have learned from the global financial crisis even if has material was pointing out before there are even studies arguing exactly the opposite which is that inefficient corporate governance structures did not cause or did not increase the impact on on the financial cris