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[Music] [Applause] [Music] so [Music] bye [Music] do [Music] oh hello hello everyone welcome into our programming for today i feel like weve spent the whole week together um and this was intentional your columbus urban league minority business assistance center planned this month to be a financial summit so that we could talk about ways that you could grow your business by raising capital looking at contracting insurances all those things that are really necessary elements as we begin this year of 2020. so im so happy to see that youre here joining us once again and im so very very excited about the programming that we have to bring you today yall we are with huntington bank and weve got the 18. i just want to say it like that the 18 from huntington bank is right here kind of in our living room today sharing with us information about their banks so were building a bridge from what they do to what we know about them so that we can look to them as a trusted resource partner for ou