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there are so many confusing terms in the mortgage world conditionally approved being one of those basically if all that means is that you are approved upon these conditions so where you are in the process youve already been pre-approved by your loan officer youve already went and found your home contracted up youve been through the disclosure process youve been through the processing process and now youre in underwriting and then weve heard back from the underwriters saying that you are conditionally approved all that means is basically on your situation as is right now you are approved they might have gotten us like a condition list of things that they want to improve so basically saying that you havent changed your um your assets is a bank that you havent incurred any new debt basically that your situation has stayed this same exact situation as whatever you are pre-approved so thats why we will not have to advise you to try not to change anything about your circumstance so
