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hello my name is faisal khan im doing a couple of videos and this is the next one which explains a very simple simple and a basic rule of what is called a correspondent die up i have explained this in previous videos um in the how to start a money transfer series you can see the playlist up here its there basically when you move money from point a to point b uh there are two parties involved this is excluding banks banks do not need a correspondent type agreements everyone else was a non-banking financial institution like a money services business like a western union like a remittley like a world remain like a azimo like a transferwise etc if youre a small or a big money transfer institution you need to have a correspondent tie-up agreement what does that mean lets say youre a small mto in miami and you have another uh money transfer operator in hong kong or lets say in i dont know in philippines and you both cant just exchange money without you in miami having done due dilige