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hi my names adam welcome to the channel thanks for joining us today today were going to talk about five things you need to do five years before you retire so five things that so many people forget about they dont think about they hit retirement and it might be too late to do these things so we want to give you these five tips hopefully itll help walk you into retirement a bit more smoothly if youre already in retirement or if youre you know 15 or 20 or 25 years away from retirement some of these things are still good to implement even if youre too late or its really early so ideally five years before retirement but it can go either way before i jump into this video i just want to give a very big thank you to all the forest firefighters out there we spent the last 10 days at uh vacationing in okanagan as a family uh in soyuz and kelowna and about half if not more half her vacation was in pretty dense smoke a lot of forest fires out there and theres so many men and women that ar