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so i want to welcome everybody to our weekly webinar my name is john watts im a consumer protection lawyer and we do these at least theoretically every week now sometimes court gets in the way but im glad to be able to be with you guys and im glad you were able to take time out to be here and the topic i want to cover today is something that is really one of my favorite things as far as the law and this involves when a debt collector or a debt buyer sues you and then you win that could mean you get a verdict in your favor or a dismissal with prejudice and then we find that debt buyer continuing to credit report even after you won your case and i absolutely love these weve been bringing these cases for probably almost 20 years now and uh matter of fact as soon as we get done with this webinar im finishing up this 26-page lawsuit itll be a lawsuit against equifax experian transunion innavis and then a furnisher or a debt buyer debt collector and now in this particular case it happe