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In this tutorial, injury attorney Anh Phoong discusses the impact of medical bills on personal injury settlements. Clients often worry about accumulating medical expenses, which are a crucial factor in determining settlement amounts. Generally, higher medical bills can lead to higher settlements. Phoong explains that medical bills are typically included in the settlement process. For instance, if a client receives a $50,000 settlement with $10,000 in medical bills, the bills would be paid from the settlement amount. He reassures clients that settlements usually cover medical expenses, alleviating concerns about remaining responsible for these costs.