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forty percent of all mortgages in America were taken out between 2020 and 2021 the average down payment for a first time home buyer six percent the average down payment for a second home wasnt 25 it was 13 so really when you mix it together probably an average down payment for most for around 10 percent but the cost of sale is about seven percent five percent for realtor fees then closing costs escrow fees you know about seven percent so we look at it you know as a whole most people dont have much equity in their properties and the cost to service that same exact purchase today at todays mortgage rates cost you about 45 percent more on a monthly basis and as we step into this inflationary environment and property tax and insurance are rising people arent going to be able to refinance their properties to offset a rainy day were going to let you see a lot of people being forced to become landlords and I think a lot of distressed opportunity for smart and Savvy Real Estate Investors
