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hey guys this is will Roundtree your FICO certified credit specialist credit mastery instructor for the Jade Morrison Academy author of two books credit as King as well as full-time CEO the they dont tell you but more portly I want to take you on this journey about financial literacy the importance of credit how to understand credit and how to get to that money lets go hey guys will Roundtree here two-time author of the books credit is king and full-time CEO the they dont tell you about look if you havent picked up those copies of my book youre doing yourself and your family and loved ones a disservice but more importantly I want to come to you and talk to you about bank secrets or banking secrets Bank underwriting secrets is really what Im gonna talk about you may ask what are what do you mean by bank underwriting secrets what if I told you that there are things that banks bankers do not tell us about to ensure that our credit applications can get approved thats right there are