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ladies and gentlemen hello and welcome to todays web conference dynamics 365 finance tech talk todays topic is credit management my name is aj im going to be your moderator today were broadcasting this web conference through teams live events and the audio can be heard through your pc speakers todays web conference is being recorded on behalf of the microsoft corporation participation in the meeting today indicates your consent to being included in the meeting recording attendees may access the web conference recording via the same registration link that was used to attend todays live broadcast if you have questions for the presenter or need support you can also use the q a panel located on the right hand side of your screen our presenters will be respond to your questions during and at the end of the presentation now on to the presentation presenting for us today from microsoft we have mike faulkner principal of program manager and helping with q a we have pat nolte senior progr