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contactless payment how does the scotiabank debit mastercard contactless feature work its simple fast and most importantly secure once payment is ready all you have to do is take out your card hold it next to a payment terminal commonly found in places you shop every day and the transaction is complete simple and fast so what makes it so secure first the tap feature has a transaction limit of fifty dollars and will only activate when its about two inches from a payment terminal second the physical card and the terminal must both be present for any transaction to take place and lastly each transaction automatically generates a one-time security passcode that never gets reused