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hey everybody im rob freeman and today were answering the question what is contractual liability insurance well contractual liability insurance is insurance that protects your business from claims of third-party bodily injury and property damage that you agree to assume on behalf of someone else and this is whats called an indemnification agreement or also known as a hold harmless and many common contracts contain indemnification language so an example of a contract with indemnification language might be a commercial lease or a construction agreement or a subcontractor agreement and in each of these cases one party is agreeing to indemnify and hold that party harmless and assume the liability from any bodily injury or property damage that arises as a result of that contract and theres three ways to approach getting contractual liability insurance the first is through a commercial general liability policy where theres an exception to an exclusion for contractual liability in the co
