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hi guys Mortgage mark lets talk about escrow accounts when buying a home so if you think youre gonna get an escrow account youre buying that mortgage heres what you need to know and Im gonna give you kind of the basics and then Ill tell you how its really done so the basics if youre playing at home just realize this theyre gonna collect we they mortgage companies are gonna collect one month of your homeowners insurance out of the gate so twelve months a full years premium so you guys get to pick that find you who you want to use for insurance theyre gonna tell you your premium is X per year thats whats gonna get collected at closing so thatll get paid at closing and if you prepaid it cuz youre just neater beaver let us know send us the paid invoice well make sure does it but it has to be paid by the time of funding so realize we will pay for it at closing thats ninety nine percent of what we do the escrow account will then come with Ill collect roughly three extra mont
