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for our last topic the promissory notes under the simple interest a promissory note is a written promise on the part of the borrower to pay another person his financial obligation documentary including including the amount the date the length of time and of course the rate okay its either interest rate or the discount rate it includes the agreed interest or discount rate and term casalida batum interest and discount rate patient length of time and there are two types of promissory notes the simple interest note and the bank discount notes so anuyong comparison simple interest note it is a promissory note where the principle p is explicitly written so dapat na specified talaga or highlighted it is better referred to as the face value of the loan the total amount to be repaid on the maturity maturity date is the maturity value f so in principle p is referred sometimes as the face value ndf for the future amount is also called the maturity value so bank discount note demand is an often u