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all right this module line in the module project one and here in this step one it is saying Elena Gonzales works in the operation operations Department of a canyon transport a company providing delivery and Total Service okay so here is the main important instruction so go to the business plan worksheets on the bottom click here business plan tab interesting in the range A2 through b29 L9 has already entered expenses asset and other information for the new year for total service now she needs to make a financial calculation in the range E4 through h11 so in is in sale as 11 enter formula used with a PMT function okay so in cell E11 it is saying PMD function so PMT and open parenthesis it takes rate NPR Okay so in function that uses rate for quarter so E10 is the rate oops it is the total payment cell E8 okay so E8 must be the NPR lets make sure so e 8 so this is NP here now uh the E4 as VV oops so E4 so lets make sure here is the E4 this is PV and then lets see if this needs FP or n