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when you first start alone one of the first documents youll get is called the loan estimate this this loan estimate provides you with the details of the loan amount the interest rate the different closing costs basically you know everything really important about the loan okay ideally if we met in person to get started on the loan then I kind of went through some of the details with you if I didnt shame on me but if we did everything electronically with you where you eat signed the application papers then my goal with this video is to kind of go through that loan estimate if you have questions right to help you understand what it is so lets go through it okay so at the top of the loan estimate is obviously the date you can see that it would be a property address right there the sales price of the loan and then to the right you can see its a 30-year term this is a purchase in this case this is also an FHA loan and when we send you these documents you can see where it says rate lock