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hello fintech attendees my name is josh elohim ill be your speaker today my company is back nine insurance we built some very interesting quoting software called quote and apply just the heads up everything im going to show you today is 100 complementary i hate the word free theres no value in free we dont charge you a dollar for the software or our boss system which is the software built as well its going to get started here so again quote and apply is the first ever multi-carrier agent and or consumer-facing e-application for life insurance i know its a mouthful but in essence we give you the agent a link a landing page a website it allows you or your client to run life insurance quotes in seconds and then apply in minutes heres what the software looks like you put in your clients first and last name and then we ask you some really difficult questions right ill pick on myself you put your clients health in preferred best is five parts all the way down to one heart which is a