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youve recently been studying or considering bankruptcy options and youve heard the term bankruptcy petition and youre not really sure what that is hello im robert todd and im here to answer the question what is a bankruptcy petition well first of all that is the document that initiates starts commences begins the bankruptcy proceeding it is an official document of the court and follows a specific form it is the document that once it is filed with the bankruptcy court generally creates an automatic stay that prevents anyone from continuing a lawsuit against you to collect a debt or to garnish your wages or to otherwise try to obtain payment from you for a debt now there are of course exceptions to what the bankruptcy petition stays or stops from proceeding until the bankruptcy proceeding is completed these things are such as child support alimony income taxes to the internal revenue and things of that nature but generally the bankruptcy petition stops all of the proceedings against
