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storm is coming but im prepared [Music] investment plan or pension plan theres probably no bigger decision involving your frs retirement than that do you retire with the monthly pension check from frs leaving the investing up to them or do you take the lump sum value of all of those future payments collect that one big check now and take control of the investing yourself over the years weve counseled hundreds of special risk frs participants firefighters police officers on what the best choice is for them and what might make perfect sense for one could be completely wrong for another weve seen participants make good rewarding decisions here that clearly was the right choice for them and weve seen others make disastrous decisions choices that they eventually realized were very wrong for them and weve learned a lot through all these years about what the most critical factors are that you need to consider im alan giese founding partner and president of north star financial planners
