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[Music] hey everyone so today we are going to go over the 10 rights that you need to know for yourself as a consumer going into a funeral home so several years ago the ftc or the federal trade commission said we want to protect consumers we want to make sure every funeral home is running under the same set of laws and rules so that way every consumer can re acquire the same information from every funeral home so they set up the funeral rule that every funeral home must abide by in the united states so the ftc youre going to hear those words a lot federal trade commission they did this to protect you the consumer and to make sure also that funeral homes are more on a level playing field by everyone having to give out the same type of information so first the funeral rule gives you the right to only buy the items you want you do not have to accept a package only if you want to itemize everything out that is your right to do look though at the breakdown of the package it may be less expe