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Ever notice how TV commercials for big banks go really hard on the shmaltz? Loving families, cute babies, sweet old retired people, micropigs on leashes. Its almost as if theyre trying to distract us from something Oh, you mean like how in 2016 Wells Fargo admitted to creating 3.5 million accounts for customers to collect extra fees, and charged over 570,000 people for auto insurance they didnt need, resulting in over 20,000 customers going into defaults? And then theres the now infamous practices of Citibank, Lehman Bros, AIG and other Wall Street giants of bundling toxic junk assets and repackaging them as AAA super-safe investments, which led to a near collapse of the international money system that ordinary people are still hurting from. And most Americans feel that big banks are rewarded rather than punished for risky and predatory behavior. Bank of America received tens of billions in bail-out funds in 2009, only to turn around the very next year and pay $35 billion in ex