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hi welcome back to the protecting your familys future podcast my name is Richard Chamberlain and Im one of the attorneys with the Legacy Law Group in Perrysburg Ohio this is episode number 28 of our podcast and weve been talking about long-term care planning and protecting your assets from the cost of long-term care a couple of weeks ago we looked at using irrevocable trusts and what those do and and how all that works to protect your assets today were going to talk about what happens when you put your trust into an irrevocable trust what does that mean for you now the issue comes up because you know the the general rule is that when you put assets into an irrevocable trust you cant have them back you cant use them and because you dont have control of them and because you cant have them back theyre not available for your creditors so the assets are protected so if you put a bank account or an investment account into an irrevocable trust you cant get them back theyre protecte