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Mark Lockhart discusses insurance claims in this tutorial, focusing on the filing process and collaboration with claims adjusters. He emphasizes the simplicity of the procedure, which begins with either an independent or direct agent. When you contact a claims adjuster, their primary role is to facilitate your claim efficiently. They will verify your coverage and ensure that you have the appropriate policy for your situation. The goal of the claims adjuster, especially from well-rated companies, is to expedite your claim, whether that involves repairing or replacing your vehicle, or issuing a check, to prevent delays and maintain customer satisfaction.