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over the past few years I have explored a lot of different apps systems tools all those things and Iamp;#39;ve learned a lot about how to understand your personal finances I found something that works pretty well for me and my family itamp;#39;s a simple spreadsheet so I thought Iamp;#39;d share it with other people such as yourself to see if you will find it useful too I have in apple numbers and a Google Sheets version of this spreadsheet but for this video Iamp;#39;m just going to demo the Apple Numbers version if youamp;#39;re interested in getting this template thereamp;#39;s a link in the description below and if you want to see how the spreadsheet Works keep watching okay so here we are in the Apple Numbers spreadsheet template here and youamp;#39;ll see thereamp;#39;s a number of tabs on the top and weamp;#39;re going to go through each one so the first one here is your summary think of this like a birdamp;#39;s eye view of your finances so along the top here it gives