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if you get injured at work your employer's workers compensation insurance will pay ongoing benefits for any lost wages permanent disability and Medical Care related to the injury but sometimes it makes more sense to negotiate a settlement with the insurance company instead of continuing to receive those ongoing benefits and while there are different types of settlement agreements and workers compensation cases the most common one is referred to as a section 32 agreement generally a section 32 agreement puts a complete and final closure on your ongoing medical and cash benefits in exchange for a one-time tax-free lump sum payment for the insurance company in fact it's formerly known as a section 32 waiver agreement because you're essentially waiving your right to request additional compensation and medical benefits in the future on occasion there's also what's known as an Indemnity Only section 32 which settles the monetary part of the case while leaving the medical portion open but it...