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hi good morning welcome to this weekamp;#39;s edition of the family wealth planning partner blog series and this week weamp;#39;re talking about adding children to a checking account this came up because we had a conversation with a client yesterday where a client was in with his daughter and they were talking about a number of different things mostly around estate planning but the conversation came up around adding his daughter to his checking accounts and so we simply said you know what are you trying to accomplish and his concern was probate and incapacitation so in the event he passes away he wanted to ask this to pass outside of probate and thatamp;#39;s pretty understandable most clients prefer that and number two in the case of he becomes incapacitated he won his daughter to be able to continue to pay bills and keep the lights on and again thatamp;#39;s another very common concern especially for elderly clients and so we said okay thatamp;#39;s fine but letamp;#39;