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[Music] so now im going to talk to you about terms that youre going to hear when youre talking about insurance okay so uh allowed charge that is the amount that were allowed to charge for a procedure contracted fee schedule thats a fee a fee for a dentist in the network that agreed to accept a fee the dentist and a network the ppo agreed to accept the effective date thats the day the patient became eligible for insurance the deductible its the amount the patient pays being for the insurance will so if i go to the dentist and i have a 50 deductible im going to pay 50 then the insurance is going to kick in and pay their part the maximum the maximum is the amount the maximum amount the insurance will pay in a year every insurance has a maximum pretty much some of the higher level ones dont typically the maximum is going to be something like a thousand or 1500. so the insurance is going to pay up to a thousand or 1500 and then theyre not going to pay any additional for the patien