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Hello YouTube, I'm Kenny J the insurance guru and this is Kenny JTV. Welcome to another insurance video. I have a big appointment with a major carrier today, which is a direct appointment I've been working towards. When I started my agency, I had a few direct appointments, but bigger companies are hesitant to give direct appointments to new agencies. They want to see if you'll meet the premium requirement. It's important to build your business and relationships in order to secure direct appointments in the insurance industry.