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As a business owner, it is important to have a financial goal in mind. This tutorial explains how to calculate the number of clients needed to reach your financial goal. Using the example of a $100,000 annual income goal, about 15 to 20 clients may be needed, depending on their size and the fees charged. The tutorial includes a step-by-step demonstration using an Excel spreadsheet that can be downloaded for personal use. Simply input your income goal at the top and divide it by 12 to calculate monthly targets.