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Denver is on the line Heathers calling hi Heather how are you fine thanks Dave for taking the call sure whats up well my situation is I am 48 years old when I was 45 and my wonderful husband was also 45 he passed away from cancer and were together married for 23 years and had a really great strong marriage and one thing we always did is we were always looking below our means we saved well we paid cash for a lot of things and because of that and because were smart enough to make sure we had health and life insurance we were able to stay home continue to stay home with my children and kind of take the time to get back into the workforce I have been lucky enough you know three years later to find a second love and its wonderful and were fairly serious but I am kind of concerned and this is where my question comes in because I do have quite a few assets and he comes to this situation with actually a very good income and I really dont have one you know Im kind of curious about what
