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Fernando is with us in Texas hi Fernando how are you hello Dave what an honor thank you for taking my call sure my pleasure how can I help yes sir so I just got done with baby step three thank God and so now Im gonna start putting money in my 401k and theres a few everyday millionaires at my job and they all tell me to invest in the traditional because of a tax break but I listen to you hardcore and I know its raw so my question is can you please reassure me that Roth is the right decision for me so how much how old are you Im thirty-three sir okay and how much will you be putting into your 401 K so the 5% to get to match and so at least five but the maxed it out it would be like twenty four percent sir thats around 750 a month if I max it out okay well you wouldnt max it out unless you have your house paid for yes sir I have not okay we tell you to put fifteen percent of your income maximum into retirement so lets just use an example lets say you put five hundred dollars a mon
