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In this video tutorial, the speaker discusses the pitfalls of rent-to-own agreements, emphasizing their potential downsides. As a lender, the speaker advises against entering such agreements, highlighting that they often present as a solution for individuals with poor credit, suggesting that rental payments can be credited toward a future down payment. However, there are many risks involved. The speaker warns about the possibility of encountering fraudulent sellers and stresses the importance of ensuring a seller is legitimate. If the seller is credible, there are still specific criteria that need to be met for rental payments to be recognized as part of a down payment.
