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Phil Town from Real One Investing discusses the importance of creating an investment plan for those starting to invest. He emphasizes that an investment plan involves more than just selecting stocks; it requires considering various factors including your current financial situation, financial goals, and how these will influence your investment strategy. Key elements of a strong investment plan include evaluating disposable income, debt, and average expenses. By understanding these aspects, you can better develop a strategy that aligns with your financial objectives.
